News

Stop Those Phone Call Scams

David was busy watching his favorite streaming series when he got a phone call from a number he did not recognize. The area code was the same as his, so he assumed it was someone local and answered the phone. Right away David was asked to confirm his full name. The caller then stated that he was from the police department and that a warrant had been issued for David’s arrest. David’s taxes were outstanding and if they were not paid in the next 24 hours, the police would have to arrest him. David

College Parents: Don’t Leave Money on the Table!

My daughter Kayla will be starting her second year at the University of St. Thomas in September. With her first year under her belt, our family knows what to budget – and borrow – to pay for her college.

Securing Your Financial Accounts

Your financial accounts are a primary target for cyber-criminals. You have money, and they will do anything to steal it. By financial accounts, we mean not only your checking or savings accounts, but also investments, retirement, and online payment accounts like PayPal. Fortunately, with some simple, fundamental steps, you can protect yourself.

Artificial Intelligence: What to Know

Artificial Intelligence (AI) describes systems programmed to think and respond like humans. In fact, we asked the AI solution ChatGPT that very question and got this response.

Scareware: A Story

Warning! Your computer is infected with Black Basta ransomware. Call this phone number right away to fix your computer! - If you saw this warning pop-up on your computer, would you call the phone number?

Digital Spring Cleaning in 7 Simple Steps

We often hear of the term “spring cleaning,” the time of year when we go through our belongings and organize our house and lives in preparation for the upcoming summer. This is also the perfect time to take an annual review of your digital life. The following seven simple steps, taken once a year, will go a long way toward ensuring you can make the most of technology, safely and securely.

Do I Need Security Software?

When you bought a new computer years ago, you often had to install additional security software on your computer to help ensure it was secure against cyber attackers. However, most of today’s computers and devices have numerous security features already built into them, such as automatic-updating, firewalls, disk encryption, and file protection. In addition, Microsoft provides on Windows computers security functionality called Microsoft Defender, which includes additional features such as anti-v

New Market Bank Chosen ‘Best Bank’ in Lakeville Sun Thisweek Readers’ Choice Awards for Third Consecutive Year

Bank Also Voted ‘Best Mortgage Lender-Broker’ for the First Time

For the third consecutive year, the readers of the Lakeville Sun Thisweek have chosen New Market Bank the “Best Bank” in the publication’s 2023 Readers’ Choice Awards. The bank was also voted the “Best Mortgage Lender-Broker” for the first time. The results were announced in a special section of the newspaper published today.

New Market Bank Community Giving Totals More than $25,000 in 2022

Local, family-owned New Market Bank, with locations in Lakeville, Prior Lake and Elko New Market, announced today that it contributed $25,431 to local nonprofit organizations, schools and community initiatives in 2022. The total includes bank donations, sponsorships of various fundraising events, donations by employees and customers, which the bank matched, and special requests.

Biometrics - Making Security Simple

Do you hate passwords? Are you tired of constantly logging into new websites or can’t remember all of your complex passwords? Frustrated by having to generate new passwords for new accounts or having to change old passwords for existing accounts? We have good news for you. There is a solution called biometrics that helps make cybersecurity easier for you. Below we explain what biometrics are, how they make your life simpler and why you will start seeing more of them.

Disposing of Your Mobile Device

Mobile devices, such as smartphones, smart watches, and tablets, continue to advance and innovate at an astonishing rate. As a result, you may be replacing a new device as often as every year. Unfortunately, you may not realize just how much personal data are on your devices — far more than your computer. Below we cover the different types of data on your mobile devices and how you can securely wipe your device before disposing or replacing it. If your mobile device was issued to you by work, ch

Counseling Home Buyers in a Tough Market

I’ve seen a lot of ups and downs in the market during my 30+ years in the mortgage industry but perhaps none more challenging than what we’re experiencing now. That’s not very comforting to buyers, sellers or my colleagues in the industry, I know.

Browsers

Browsers such as Google Chrome, Microsoft Edge, Apple Safari, or Mozilla Firefox are one of the most common ways people interact with the Internet. We use them for reading the news, checking email, shopping online, watching videos, and playing games. As a result, browsers are also a target for cyber attackers.

Tips for Managing Your Business in a Down Economy

It’s no secret the U.S. economic cycle has turned downward after many years of a booming economy. Inflation has slowed consumer spending. Supply chain disruptions continue to affect purchasing. The housing market has come to a virtual standstill.

Emotional Triggers - How Cyber Attackers Trick You

It all starts with emotions. We, as humans, far too often make decisions based on emotions instead of facts. There is, in fact, an entire field of study on this concept called “behavioral economics,” led by researchers such as Daniel Khaneman, Richard Thaler, and Cass Sunstein. Fortunately for us, if we know the emotional triggers to look for, we can successfully spot and stop most attacks. Listed below are the most common emotional triggers for which to watch. Sometimes cyber attackers will use

New Market Bank Adds VP of Commercial Lending

New Market Bank announced today it has hired RJ Cetnarowski as vice president of commercial lending. Cetnarowski brings nearly a decade of banking experience to the Lakeville location of the local, family-owned bank.

Got Backups

If you use a computer or mobile device long enough, sooner or later something will go wrong. You may accidentally delete the wrong files, have a hardware failure, or lose a device. Even worse, malware may infect and wipe or encrypt your files. At times like these, backups are often the only way you can rebuild your digital life.

New Market Bank’s Drentlaw Honored for Nonprofit Board Service

New Market Bank announced today that its President and CEO Anita Drentlaw, CPA has been recognized by Twin Cities Business magazine as a 2022 Notable Nonprofit Board Member. Drentlaw was nominated for her work as 2021-2022 chairman of BankIn Minnesota (formerly the Independent Community Bankers of Minnesota), her advocacy for the community banking industry at the state and federal level, and her service to several nonprofit, civic and industry associations. She was nominated by Jackie Herman, CF

Charity & Disaster Scams

Cyber criminals know that one of the best ways to rush people into making a mistake is by creating a heightened sense of urgency. And one of the easiest ways to create a sense of urgency is to take advantage of a crisis. This is why cyber criminals love it whenever there is a traumatic event with global impact. What most of us regard as a tragedy, cyber criminals view as an opportunity, such as the breakout of a war, a major natural disaster such as a volcanic explosion, and of course infectious

Sharing is Important Life Skill

My 2-year-old exhibits surprising (and adorable!) consideration for others at times. Grace will give her toys to other kids to play with and is a good helper at home. When I seem sad, she asks me, “Are you okay, mommy?” as she rubs my arm and stares at me. Then she says, “Mommy, I give you hug.”