As a local, family-owned business with more than 100 years of experience, New Market Bank works for our Main Street businesses – not Wall Street. We understand the needs, expectations and opportunities facing small businesses because we are a small business. Here, business gets done through conversations and trust, not quotas and contracts. 

Our commercial bankers are well-versed in the challenges facing small businesses. Each of them has more than 20 years of banking experience, working with companies in a range of industries and sizes. They will earn your trust by promptly responding to your calls and emails, answering your questions with confidence and following through on promises.

In addition to traditional checking and savings accounts and debit cards, New Market Bank offers your business: 

Term Loans

Term loans help fund your equipment purchases, company vehicles, business growth and other intermediate needs.

Working Capital Lines of Credit

Credit lines provide your business with short-term flexibility and for seasonal borrowing.

Commercial Real Estate Mortgages

Commercial real estate mortgages are available to finance property acquisitions, renovations, or expansions.

Land Development Loans/Construction Loans

Short term construction financing for owner occupied residential or commercial properties. We can provide Letters of Credit.

SBA Loans

SBA loans fall into two main programs: 7(a) and 504. Both provide either federal guarantees or funds directly from the SBA, allowing New Market Bank to offer them with flexible terms and low-interest rates.

  • 7(a) Loans / SBA Express Loans can provide new and existing small businesses with financing to grow and/or support their businesses and can be for a variety of purposes, including working capital, cash-flow management, equipment purchases, qualified debt refinance, real estate purchases, building improvements, expansion, etc. Financing is limited to $350,000 with a 50% SBA guarantee.
  • 504 Loans provide long-term, fixed-rate financing for major assets, such as real estate, construction and machinery (working capital and inventory excluded). These loans allow you to make purchases with less money down. 

To begin the loan process, please complete the Personal Financial Statement and return it to one of our commercial bankers

Remote Deposit

Depositing checks has never been so easy. Image each check from your home or office with our online service and the checks are deposited directly into your account.

Remote deposit is a great way to skip the daily bank run and maximize productivity at the office. It is more secure than mailing in deposits and more convenient then sending with an employee at the end of the shift.

Small Business Direct Deposit

Direct Deposit is a convenient service for you and your employees. Skip printing and delivering each check while giving your employees reliable availability of their money.

This service is perfect for small businesses with 150 or less employees. 

ACH Services

ACH Services (also known as Automatic Clearing House) includes a range of services from Large Business Direct Deposit to automatic debits agreements with your customers to paying suppliers electronically.

Large Business Direct Deposit

For larger companies, direct deposit is simple with our ACH Services. You can upload payroll files and have your employees’ checks deposited within minutes.

Contact us today for more information on how this service can help your business.

Merchant Services

Discover the advantage of partnering with Make The Impact (MTI). MTI, a leading company in the industry, offers cutting-edge technology and top-tier payment processing solutions, catering to businesses across various sectors, including:

  • Restaurants
  • Retail
  • E-commerce
  • Healthcare
  • Non-Profits
  • Manufacturing
  • E-commerce
  • Automotive

With MTI's Merchant Services, your business can confidently accept major credit and debit cards, such as Visa®, MasterCard®, Discover®, and American Express®. Customers appreciate the convenience of card payments, leading to potential increases in sales. Unlike national service companies, MTI provides efficient and distinctive local support to address your needs promptly.  Please fill out this form so we can discuss more details about our merchant services program with you.  

Choose from a variety of competitively priced options, with a fee structure tailored to your company's needs. Enhance your payment processing capabilities with MTI's reliable and innovative solutions, backed by our commitment to exceptional service.

Explore our diverse array of reliable and innovative solutions at Make The Impact:

  • Payment Processing
  • Virtual Terminals
  • POS Systems
  • Mobile Payments
  • ACH Processing
  • API Integrated Solutions
  • Electronic Invoicing
  • IVR Payment Systems
  •  Loyalty and Gift Card Programs
  • And More!

Benefits and Services:

  • Month-to-month agreements
  • Customized and turnkey solutions
  • Processing of major credit/debit cards
  • Local and personal customer service
  • Immediate authorization approval of transactions
  • Setup, installation, and training on equipment
  • Next day funding
  • Easy-to-read monthly statements
  • Help Desk available 24/7


New Market Bank offers specialized services to help your business run smoothly.

Local and International Wire Transfers

Your business can send and receive funds across the world. Contact us today for more information and wiring instructions and ask us how you can initiate wires through your online banking dashboard.

Night Depository

A secure and convenient night deposit is available at each of our locations to allow safe and easy deposits during non-banking hours. Deposits will be available by the next business day, unless otherwise notified.

U.S. Treasury Tax Deposits

With our Business ePay, you can make your tax deposits fast and efficient.

Employee Health Savings Accounts (HSA)

Contact one of our customer service specialists today to find out more about setting up health savings accounts for your employees.

Investment Services

Through our affiliate, Market Financial, we can offer your business 401k, Simple IRAs and Simplified Employee Pension plans as well as other investment services. 

Business/Corporate VISA Card

We make it easy to choose the credit card right for you. Cover day-to-day expenses easily without affecting your business cash flow. Optional consolidated billing for multiple accounts makes managing your expenses easier than ever!  The application is available here:  Apply Now

Personalized Service

  • Fraud Alert Texts
  • Secure Purchasing - EMV and mobile-ready
  • Simple Expense Management Tools
  • Powerful Billing and Reporting Options
  • Optional Generous Rewards Program


With New Market Bank Anywhere, our seamless online and mobile banking platform, you can view account transactions and statements, transfer funds and make loan payments 24/7.  You can also view images of checks and deposit slips, place stop pays, set alerts for balances and much more.

Businesses can also set up multiple users with the ability to control, monitor, and track employee and accountant access.

Not only is New Market Bank Anywhere convenient, it also runs on industry-leading security technology to protect your information. 

Mobile Banking

New Market Bank Anywhere mobile app provides the same functionality of our online banking platform and is available to download from the App Store or Google Play.

If you are already enrolled in New Market Bank Anywhere online, simply download the mobile app and log in using the same credentials you use on a computer.

Mobile Deposit*

You can use your mobile device to deposit checks anywhere, any time. Just endorse the check, enter the amount, snap photos of the front and back of the check and you’re done. It takes just seconds!  *Subject to approval and additional fees may apply.


E-Statements are a fast and secure way to access your statements. To view your statements, simply sign into New Market Bank Anywhere online or on mobile, click on the desired account, and choose “documents.” Click on the statement you wish to view, print or save to your computer. 

Business ePay*

Pay bills online, whether reoccurring or one-time payments. Just click and pay, without requiring a stamp or a trip to the post office. 

Want additional control of your payments?  Set permissions for employees based on payment limits and payees, even require authorization before payments are processed.

See for yourself how convenient online payments can be.

Business eInvoicing*

Invoicing made simple and affordable. Customize the look and wording of your invoice, print or email within seconds, and track payments all through your Business eInvoicing and ePay dashboard.  Click here to learn more.  

*May be subject to fees. 

  • Erik Therwanger, Owner, Think Great

    Erik Therwanger